LegacyAhead
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Free plan, no credit card

A simple plan to protect your family, starting this week.

Most families do not need a dynasty trust. They need a will, term life insurance, an emergency fund, and a plan they can actually follow. We start you at step one and grow with you from there.

Get started freeSee the first five steps

Free forever plan. No credit card required. Takes 2 minutes to sign up.

By the end of layer one

  • Your will and guardianship are signed.
  • Your family is covered by term life.
  • You have three months of expenses saved.
  • You know exactly what comes next.

Most families finish layer one in a season, not a decade.

Built forFor parents with young kids at homeFor families earning their first real incomeFor anyone without a will yet

Layer one, your first five steps

The plan almost every family needs first.

Before trusts, foundations, and family constitutions, five basics protect the people you love right now. LegacyAhead Legacy Builder guides you through each one with plain language checklists and AI drafted documents.

  1. 01

    Write a simple will and name guardians

    The single most important document for parents with young kids. We walk you through it in plain language.

  2. 02

    Get term life insurance in place

    Affordable coverage that protects your family while the kids are still at home.

  3. 03

    Build a starter emergency fund

    One month of expenses first, then three, then six. Small, steady deposits get you there.

  4. 04

    Pay down high interest debt

    Knock out credit cards and personal loans before you invest for the long term.

  5. 05

    Start investing for retirement

    Capture the full employer match, then automate monthly contributions into low cost index funds.

  6. And then

    Nine more layers, only when you are ready.

    Most families spend years on layer one. That is exactly the point.

    See all ten layers

Where are you today

Pick the family that sounds most like yours.

Everyone starts somewhere different. Tell us where you are and we will point to the handful of layers worth your attention this year, plus the ones that can wait without guilt.

Get the safety net in place first.

Your only job right now is making sure your kids have a guardian, a roof, and money to live on if something happens to you. Sign a will, pick up affordable term life, and build a cushion you can actually reach. Everything else can wait.

Do now1 layer

Open this today. Finish it this season.

  • 01Protect Your Immediate Family
Up next1 layer

Start once the current layer feels handled.

  • 08Education Fund
Not yet8 layers

Worth knowing about. Not worth losing sleep over.

  • 06Family Constitution
  • 07Family Governance
  • 02Dynasty Trust
  • 03Incentive Trust
  • 04Family Investment Company
  • 05Foundation or DAF
  • 09Entrepreneur Fund
  • 10Legacy Assets

Ready to start on step 01?

Get started free

When you are ready for more

The Ten Layers

Each layer unlocks as your net worth, income, and family grow. Most people spend years on the first few. The later layers are there when you want them, not before.

  1. 01Protect Your Immediate FamilyStart here
  2. 02Dynasty TrustLater
  3. 03Incentive TrustLater
  4. 04Family Investment CompanyLater
  5. 05Foundation or DAFLater
  6. 06Family ConstitutionLater
  7. 07Family GovernanceLater
  8. 08Education FundLater
  9. 09Entrepreneur FundLater
  10. 10Legacy AssetsLater

AI Legacy Coach

Ask questions grounded in disciplined stewardship. Draft your will, guardianship letter, or family mission statement in minutes.

Generational Projections

See how paying down debt this year shapes your family's next twenty. Then model seventy five years out when you are ready.

The Archive

A private vault for your will, insurance policies, and letters to your kids, released to specific people at specific ages.

Plans

Start free. Upgrade to Pro when you are ready to bring your spouse, heirs, and advisors into the plan.

LegacyAhead Legacy Builder

Free

Start your ledger, on your own.

  • All ten layers with checklists and guidance
  • Net worth tracking and 75 year projections
  • AI Legacy Coach (limited conversations)
  • The Archive for letters and documents
  • One household, single user
Get started free
Recommended

LegacyAhead Legacy Builder Pro

$29/mo

For families building the plan together.

  • Everything in Free
  • Unlimited AI Coach and document drafting
  • Invite spouse, heirs, trustees, and advisors
  • AI drafted family meeting agendas and minutes
  • AI polished letters and ethical wills
  • Encrypted vault with age gated release
  • Priority projections and scenario compare
Start Pro (14 day trial)

Common questions

Straight answers.

Do I need a lawyer?

For a binding will or trust, yes. We help you show up prepared, with the right questions and a first draft, so you spend less time (and money) with your attorney.

Is this only for wealthy families?

No. Most of our users start with a will, term life, and an emergency fund. If you have kids and a paycheck, this is for you.

Is my information safe?

Your data is encrypted and stored privately. Only people you invite can see anything. You can export or delete it any time.

What if I only want to do step one?

That is exactly what we recommend. Finish layer one, then decide. Most people spend a full year there and that is the point.

Is this legal or financial advice?

No. We are a planning tool. For anything binding, we always point you to a licensed attorney, CPA, or advisor in your state.

Do I have to pay?

Not to start. The free plan covers all ten layers with checklists, projections, and the AI coach. Upgrade only if you want to invite family or unlock unlimited drafting.

The best time to write a will was ten years ago. The next best time is this week.

Start free. No credit card. Takes 2 minutes.

Get started free